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Overview. If you give out incentive awards as part of a pay package, or your employees get awards from a third party, you may need to pay PAYE tax and National Insurance contributions (NICs) on

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Some insurers run accelerated bonus schemes that allow you to earn your first year's discount in 10 months rather than 12, a bonus on a bonus. This type of scheme can be particularly useful to younger or less experienced drivers, who typically pay higher premiums than older and more roadworthy motorists. Protecting your no claims

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A discount describes a change in the price. When a product is promoted at 50% off, the product stays the same and the price drops. For example, when a $10.00 bottle of shampoo is promoted at a 50% discount, you walk out of the store with the same bottle, but you've paid $5.00 instead of $10.00. A bonus describes a change in the product.

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A no-claims bonus (NCB), or no-claims discount, is the number of years that you haven't claimed on your car insurance policy. An NCB of five years or more can give you a significant discount on your premium. But this varies between insurers. How do I build my NCB?